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Joel F. Brown

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Joel Brown is a principal in the firm’s Commercial Finance Group. His represents banks and non-bank finance companies engaged principally in middle market lending operations. He has extensive experience in structuring, documenting and negotiating both cash-flow and asset-based financing, as well as broad exposure to senior, mezzanine and hybrid lending products.

Mr. Brown handles mergers and acquisition financings, recapitalization financings, refinancings, and other complex financial arrangements requiring institutional debt. He has been engaged to "trouble spot" deal structures and documentation, particularly in co-lend arrangements, as well as to lead multi-bank/multi-borrower facilities. He is experienced in handling inter-creditor and subordination arrangements and agreements, loan workouts, loan restructurings, and ongoing file maintenance, including routine amendments, waivers and consents. Additionally, he represents lenders in international, multi-jurisdictional and multi-currency facilities. 

Mr. Brown has both written and lectured on a wide variety of finance-related legal topics, including Revised Article 9 of the Uniform Commercial Code. In 2014, he authored a section entitled "Security Interests and Article 9 of the Uniform Commercial Code," which was included in the Banking and Finance module of the Lexis Practice Advisor®. He wrote “Perfection and Priority of Security Interests In Goods Held By Third-Party Bailees,” which was published in the February 2002 edition of The Banking Law Journal. With Goldberg Kohn attorney Randall L. Klein, he co-authored “Capital Call Agreements As Credit Enhancements," published in the July/August 2002 issue of The Secured Lender. He is also the co-author of "Intercreditor Negotiations and the Term B Lender: A Framework for Analysis," which was published in the July/August 2004 issue of The Secured Lender, and the author of “Deconstructing DACA: An Analysis of the Model Deposit Account Control Agreement,” which was published in the September/October 2006 issue of the Commercial Lending Review.

Mr. Brown was named by Chambers USA 2014 as a leading lawyer in the United States in Banking & Finance. He has also been recognized by Best Lawyers and holds the AV Preeminent© peer review rating from Martindale-Hubbell, its highest rating for ethics and legal ability. He serves as a board member for both Camp Ramah in Wisconsin and the Forward magazine.

Mr. Brown received his J.D. in 1992 from New York University School of Law, and B.A. in Government, Phi Beta Kappa, in 1989 from Wesleyan University. He is admitted to practice in Illinois and before the U.S. District Court for the Northern District of Illinois.



Chicago Office
55 East Monroe Street
Suite 3300
Chicago, Illinois 60603-5792

Practice areas

Industry Focus


  • New York University School of Law, J.D., 1992
  • Wesleyan University, B.A., Government, Phi Beta Kappa, 1989

Bar Admissions

  • Illinois
  • U.S. District Court for the Northern District of Illinois

Professional Activities

  • Board Member, Camp Ramah (Wisconsin)
  • Board Member, The Forward

Attorneys At Law

55 East Monroe Street
Suite 3300
Chicago, Illinois 60603-5792
Tel: 312.201.4000
Fax: 312.332.2196


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